Sprucing up your finances takes time. It doesn’t just happen with one weekend of intense number crunching or expenses and income juggling. As you focus on it, you will start to be aware of what matters to you. Whether it's keeping that affordable luxury like Starbucks which I do enjoy at least once or twice a week because its a moment of stillness and coffee recharges me or letting go of excessive going out eating with so many people which increases your gut width and takes a